Joe Levett CeMAP

Mortgage & Protection Adviser

I qualified as a mortgage adviser in 2015, having come from an estate agency background. That grounding gave me something genuinely valuable, a clear understanding of how a property transaction works from every angle. Not just the mortgage, but how agents, solicitors, surveyors and lenders all fit together to get a sale over the line.

I'm independent and whole of market, with no ties to any lender or institution. My only consideration is finding the right mortgage for you.

I work with first time buyers taking their first step, experienced landlords growing their portfolio, people remortgaging, and those with more complex circumstances such as self employed income, holiday lets, or a credit history that needs the right lender. Whatever your situation, I'll search the whole market to find the right fit.

Whether you're ready to proceed now or simply exploring your options, my initial advice is always free of charge and comes with no obligation whatsoever. There's no pressure, no rush. Just an honest conversation about where you are and what's possible.

The right mortgage,

starts with the right conversation

Why Work With Me

  • Independent

    I have no ties to any lender, institution or referral arrangement. My advice is based entirely on what's right for you, not what's convenient, not what pays the most. Just the right mortgage for your circumstances.

  • No obligation to get started

    My initial advice is always free of charge. Whether you're ready to proceed or simply exploring your options, there's no pressure and nothing to pay until you decide to go ahead.

  • Personal

    From your first enquiry right through to completion, you deal with me directly throughout. I know your circumstances, I understand your situation and I'm available when you need me. No handoffs, no call centres, no starting again with someone new.

  • Complex cases welcome

    As a whole of market adviser with access to over 90 lenders including specialist providers, I can help with cases that don't fit standard criteria. Self employed income, holiday lets, unusual property types, portfolio landlords and adverse credit.

  • Life doesn't always go to plan

    Missed payments, a difficult period, a credit history that doesn't tell the full story. These things shouldn't define your future. I'll look at your situation honestly and find the lenders who look at where you are now, not just where you've been.

  • Flexible

    Appointments by phone or video at a time that suits you. No need to travel, no need to take time off work. Just straightforward advice wherever and whenever works best. Based in North Devon but not limited by it, I work with clients across the whole of the UK.

Let’s start with a conversation…

Request a callback

Fill in your details below and I'll give you a call back, usually the same working day. It's just a friendly chat to understand your situation and where you are in your journey, whether you're ready to go or just starting to think about it.